SMSF Property Investment

SMSF Property Loan Calculator

Estimate your SMSF borrowing power, monthly repayments, rental yield and total purchase costs. SMSF loans use a Limited Recourse Borrowing Arrangement (LRBA) structure.

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Your SMSF
Your total SMSF balance across all assets
Cash available within the fund for deposit and costs
Property details
SMSF rates are typically higher than standard home loans
Monthly repayment
$0
principal & interest
Loan amount
$0
0% LVR
Deposit required
$0
0% of price
Gross yield
0%
annual rent / price
Cash flow
$0
per month
Total interest
$0
over loan life
Where your SMSF cash goes
Breakdown of your fund's cash allocation for this purchase
Deposit
$0
LRBA Loan
$0
Purchase costs
$0
Estimated purchase costs
Stamp duty (NSW estimate)$0
Conveyancing / legal$0
LRBA trust setup$0
Loan application fee$0
Building & pest inspection$0
Total upfront costs$0
Total cash needed from your SMSF
Deposit$0
Purchase costs$0
Total cash required$0
SMSF property rules to know
⚠️The property must pass the sole purpose test. It must be held solely to provide retirement benefits to fund members.
🚫No fund member or related party can live in or rent the property. This applies to residential property only.
🏢Commercial property can be leased to a related party business at market rates, making it a popular SMSF strategy.
🔒The loan must be a Limited Recourse Borrowing Arrangement (LRBA). The property is held in a separate bare trust until the loan is repaid.
🚧No major renovations or improvements while the LRBA is in place. Repairs and maintenance are permitted.
💰Your SMSF must have sufficient liquidity to cover loan repayments, property expenses and member benefits even if the property is vacant.

SMSF loans are complex. We make them simple.

Free 15-min call with John. 10 years experience structuring SMSF property loans. We'll assess your fund's eligibility and find the right lender.

Book free consult Call 02 8046 3933
This calculator is for illustrative purposes only and does not constitute financial advice. SMSF property investment involves significant risk and regulatory obligations. Results are estimates based on the inputs provided. Actual loan terms, rates, costs and eligibility will vary by lender. You should seek independent financial, legal and tax advice before purchasing property through your SMSF. John Pierre Saliba, Lend & Loan, ACL 511092, Level 35, 100 Barangaroo Avenue, Barangaroo NSW 2000.

lendloan.com.au | 02 8046 3933
Talk to John about SMSF loans Free 15-min call. We'll assess your fund's eligibility.