Profile last reviewed: 8 October 2026 · Lend & Loan, Australian Credit Licence 511092
Who Is John Pierre Saliba?
John Pierre Saliba is Director and Senior Finance Broker at Lend & Loan, the Sydney mortgage broking firm he founded, helping Australian borrowers since 2017 under Australian Credit Licence 511092. He is an MFAA Accredited member of the Mortgage & Finance Association of Australia and is regulated by ASIC.
John began his career in financial planning before moving into finance broking. Today he leads the group's two brands: lendloan.com.au for home and investment lending, and OverdraftMe, the group's business-finance brand, which he also founded. Both brands operate under the same Australian Credit Licence 511092 and the same professional standards.
With over 10 years of experience in lending and financial services, John has helped hundreds of clients across Sydney, NSW and QLD find the right home loan, investment loan, SMSF product or specialist finance solution.
Credentials
- Bachelor of Business & Commerce
- Advanced Diploma in Financial Planning
- Diploma of Finance and Mortgage Broking Management
- MFAA Accredited, full member of the Mortgage & Finance Association of Australia
- Australian Credit Licence (ACL) 511092, regulated by ASIC
- 10+ years in mortgage broking and financial services
- 80 verified five-star Google reviews
- LinkedIn: linkedin.com/in/jpsaliba
How John Works
- John personally reviews every enquiry. You deal with him directly, not a call centre or a junior broker.
- Free 15-minute intro calls. A short, no-obligation conversation to map your options before any paperwork.
- Free service to borrowers. Lend & Loan is paid by the lender on settlement, never by the client.
- Best Interests Duty. Every recommendation is legally required to be in your best interest, chosen from a panel of 50+ lenders.
My job is straightforward: find the loan that's genuinely best for your situation, not the one that pays me the most, and not the one that's easiest to arrange. The Best Interests Duty means I'm legally required to put your interests first. That aligns perfectly with how I want to work anyway.
Experience
John has spent more than a decade in lending, with particular depth in scenarios that standard bank channels handle poorly: self-employed and alt-doc income, SMSF limited recourse borrowing, professional LMI waivers, construction finance and low-deposit structures. His OverdraftMe profile cites more than $700 million in finance facilitated across his career, spanning residential and business lending.
- Home loans: first home buyers, upsizers, downsizers
- Refinancing: free rate review across 50+ lenders
- Investment property: interest-only loans, equity release, portfolio structuring
- Self-employed lending: alt doc, low doc, full doc
- SMSF lending: LRBAs, grandfathered residential and commercial property
- Construction loans: new builds, knockdown-rebuilds, duplexes
- Specialist lending: credit-impaired, divorce or separation, single parents
- LMI waiver products: profession-based and location-based
Read more about Lend & Loan, see client reviews, or book a free 15-minute call.
