From first home buyers to SMSF investors, Lend & Loan compares 50+ lenders and finds the right loan for your situation. MFAA accredited, ACL 511092. Free service.
Last updated: October 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited
First home buyers, upsizers and downsizers, 50+ lenders compared, best rate found.
Free rate review, we compare 50+ lenders and find out exactly how much you could save.
IO loans, equity release, portfolio structuring and SMSF lending for Sydney investors.
Alt doc and low doc options for sole traders, contractors and business owners.
Family guarantee, enter the market sooner and avoid LMI entirely.
Progressive draw-down construction finance for builds and major renovations.
Limited recourse borrowing arrangements for residential and commercial property in SMSF.
Commercial property finance for investors and business owners.
119 eligible Sydney postcodes, buy with 10% deposit and zero LMI.
Buy in Sydney's best suburbs with 5% deposit using the right scheme.
Doctors, lawyers, accountants, profession-based LMI waiver specialists.
Specialist finance for duplex and dual-occupancy builds in Sydney.
Access your equity at home loan rates for any investment or personal purpose.
Complete guide to SMSF property lending, residential, commercial and LRBA.
Whatever brought you to this page, it is worth knowing what your current loan should cost today. Lenders reserve their sharpest rates for new customers, so long-term borrowers quietly pay a loyalty premium. John reviews your rate against 50+ lenders for free and tells you plainly whether a refinance beats your current deal.
If you have not reviewed your rate in the past two years, it is worth checking. Lenders reserve their sharpest rates for new customers, so long-term borrowers often pay a loyalty premium. John compares 50+ lenders for free and tells you honestly whether switching beats staying, subject to lender assessment.
Typical switching costs run from about $700 to $1,200, covering discharge fees, government registration and a new application. On a $600,000 loan, a 0.50% rate cut saves about $181 a month, so most Sydney refinances recover their costs within three to nine months.
Book a free 20-minute consultation, John will identify the right loan type, lender and strategy for your situation.