Your Local Sydney Mortgage Broker
Whether you're buying your first home, upgrading, investing, or refinancing in Sydney, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of every pocket of Greater Sydney. He understands which lenders favour specific suburbs, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Sydney's median house price sits at $1.62M, but this varies dramatically by suburb: from $780K in Minto to $5.5M+ in Vaucluse and Tamarama. Loan structuring, lender selection and deposit strategy all depend on which suburb you're targeting. That's where a broker who knows every pocket of Sydney makes the difference.
Home Loan Services in Sydney
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Sydney metro houses grew 4.2% in 12 months. Units at $830K median offer solid yields across many suburbs. We structure for max deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Sydney. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Sydney
Greater Sydney spans over 200 suburbs, from prestige Eastern Suburbs waterfront to affordable South West growth corridors. With a metro-wide median house price of $1.62M and unit median of $830K, there are entry points for every buyer. Select your suburb above for local market data and a free consultation with John.
