Mortgage Broker Self Employed

Your Local Self Employed Mortgage Broker

Lend & Loan is Sydney's leading self-employed mortgage broker, with 80 five-star Google reviews and access to 50+ lenders including alt-doc, low-doc, and BAS-only options. Led by John Pierre Saliba (MFAA, ACL 511092), we specialise in getting self-employed borrowers approved when banks say no.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of how different lenders assess self-employed income. He understands which lenders offer the most favourable add-backs, how to structure loans for maximum borrowing power, and how to navigate complex situations like variable income, company structures, and trust lending.

Home Loan Services in Self Employed

First Home Buyers

Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.

Refinancing

On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Houses grew 3.5% in 12 months. Units at $900K offer 3.3% yields. We structure for maximum deductibility.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Self Employed. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile, Self Employed

Self Employed is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With competitive median property values, strong transport links and local amenities, Self Employed continues to attract owner-occupiers and investors alike.