New law: residential LRBA lending ends 10 August 2026
New residential SMSF loan applications must be settled before the 10 August 2026 cutoff. Existing loans are grandfathered. Read the full LRBA ban explainer.
SMSF Property Loan Specialists in Sydney
Lend & Loan is a specialist SMSF property loan broker in Sydney with 80 five-star reviews. We structure Limited Recourse Borrowing Arrangements (LRBAs) for residential and commercial property purchases through self-managed super funds, comparing 50+ lenders.
John Pierre Saliba (MFAA, ACL 511092) has 10+ years' experience structuring SMSF property loans across Sydney. He understands which lenders offer the most competitive SMSF rates, how to structure LRBAs correctly with bare trusts, and how to navigate the compliance requirements that trip up many borrowers and advisers.
Smsf Property Loans is a strong performer in Sydney's property market, with a median house price of $1.6M and units at $900K. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in Smsf Property Loans
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 3.5% in 12 months. Units at $900K offer 3.3% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Smsf Property Loans. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Smsf Property Loans
Smsf Property Loans is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With competitive median property values, strong transport links and local amenities, Smsf Property Loans continues to attract owner-occupiers and investors alike.
