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Mortgage Broker Brisbane

Brisbane's 31 suburbs covered. Compare 50+ lenders for home loans, refinancing and investment. Free consultation, free service, all handled remotely.

✓ Free service ✓ 50+ lenders ✓ Pre-approval in 48hrs ★ 80 five-star reviews

Brisbane Metro, May 2026

Median house$950K
Median unit$580K
12-month growth+8.5%
Median rent (house)$620/wk
Suburbs covered31
Our fee to you$0 (Free)

Looking for a mortgage broker in Brisbane? Lend & Loan serves 31 Brisbane suburbs, comparing 50+ lenders for free. 80 five-star Google reviews. MFAA accredited (ACL 511092). Specialist in first home buyers, self-employed, and investors. The entire process is handled remotely from pre-approval to settlement.

Brisbane Metro Market, May 2026

Greater Brisbane · Population ~2.6 million

🏠
Median House Price
$950K
+8.5% annual
🏢
Median Unit Price
$580K
+6.2% annual
🔑
Median Weekly Rent
$620/wk
Houses, metro-wide
📍
Suburbs We Cover
31
Greater Brisbane

Data sourced from CoreLogic/Cotality, ABS, and publicly available records. Figures are indicative. Contact Lend & Loan for current market advice. Last reviewed May 2026.

Your Brisbane Mortgage Broker

Whether you're buying your first home, upgrading, investing, or refinancing in Brisbane, Lend & Loan compares 50+ lenders to find the loan that fits your situation. Our service is completely free. Mortgage broking is national, so John handles every step remotely, from pre-approval to settlement.

John Pierre Saliba has 10+ years' experience in mortgage broking and works with Brisbane buyers and investors every week. He knows which lenders favour Queensland properties, how to structure loans for Brisbane's growth corridors, and how to navigate situations like self-employment, LMI waivers, and SMSF lending.

John's lending insight: Brisbane

Brisbane has been one of Australia's strongest property markets, with houses up 8.5% over the past year. The 2032 Olympics is a long-term catalyst. With a metro median of $950K, Brisbane offers strong entry points compared to Sydney. Lender appetite for Brisbane is high, and several lenders offer competitive rates specifically for Queensland borrowers.

Home Loan Services in Brisbane

First Home Buyers

Queensland's First Home Owner Grant provides $30,000 for new builds under $750K. Stamp duty concessions apply for homes under $700K. The First Home Guarantee allows 5% deposit with no LMI up to $700K in Brisbane.

Refinancing

On a $800K loan, a 0.5% rate cut saves $4,000/year. If your fixed rate has expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Brisbane houses grew 8.5% in 12 months, with strong rental yields across inner and middle-ring suburbs. We structure for maximum deductibility and can assess equity from existing properties interstate.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers. Whether you're a business owner, sole trader, or contractor buying in Brisbane, we know which lenders assess income flexibly and how to present your application for the strongest result.

Brisbane Suburbs Directory

Select your suburb below for local market data, repayment estimates and a free consultation.

Inner West & South West

Indooroopilly Kenmore St Lucia Taringa Toowong

Every Loan Type Covered

Buying in Brisbane, Common Questions

Can a Sydney-based broker help me buy in Brisbane?
Yes. Mortgage broking is national. Lend & Loan compares 50+ lenders that lend in Queensland. The entire process, from pre-approval to settlement, can be handled remotely. John works with Brisbane buyers, investors, and refinancers every week.
What is the median house price in Brisbane?
The Brisbane metro median house price in 2026 is approximately $950K, with annual growth around +8.5%. Units sit around $580K. Source: CoreLogic/Cotality, reviewed May 2026.
Do I need to pay LMI when buying in Brisbane?
If you borrow more than 80% of the property value, LMI typically applies. However, profession-based LMI waivers (for doctors, lawyers, accountants, and other eligible professions) can eliminate this cost. John can confirm your eligibility.
Is using a mortgage broker free?
Yes, 100% free. We are paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we are legally required to recommend the loan that is best for you.
What is the First Home Owner Grant in Queensland?
Queensland offers a $30,000 First Home Owner Grant for new homes valued under $750,000. Stamp duty concessions also apply for homes under $700K. Combined with the First Home Guarantee (5% deposit, no LMI), first buyers in Brisbane have strong support.

People Also Ask About Brisbane Home Loans

Is it worth using a mortgage broker in Brisbane?
Yes. A mortgage broker compares 50+ lenders for free, saving you time and often securing lower rates than going directly to one bank. In Brisbane, where the median house price is $950K, getting the right loan structure can save tens of thousands over the life of the loan. Lend & Loan is MFAA accredited (ACL 511092) and there is no cost to you.
How much can I borrow to buy in Brisbane?
Borrowing power depends on your income, expenses, existing debts, and the lender's criteria. As a rough guide, most lenders allow 6x gross income. For Brisbane's median of $950K, a household income of around $160,000 would typically be needed. Use our borrowing power calculator for an estimate, or call John on 02 8046 3933 for a precise assessment across 50+ lenders.
What are the best suburbs near Brisbane for first home buyers?
For more affordable entry points within Brisbane, consider Nundah (median $1.15M), Ferny Grove (median $1.18M), Chermside (median $1.24M), Greenslopes (median $1.3M), and Kedron (median $1.35M). These suburbs are all within the Brisbane LGA and offer lower medians than the city-wide average. John can help you compare borrowing options across suburbs. Call 02 8046 3933.

Ready to Find Your Brisbane Home Loan?

Free consultation. 50+ lenders compared. Personal response from John.

MFAA Accredited · ACL 511092 · 80 x 5-Star Google Reviews · Free Service