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Lend & Loan
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Sydney Mortgage Broker You Can Trust

Lend & Loan compares 50+ lenders to find your best home loan, whether you're buying your first home, refinancing, investing or building. MFAA accredited. Free service.

✓ 50+ lenders compared ✓ MFAA Accredited · ACL 511092 ✓ Barangaroo, Sydney ★ 80 five-star reviews
📅 Book Free Consultation 📞 02 8046 3933

Why Lend & Loan

Lenders on panel50+
Years experience10+
5-star Google reviews80
AccreditationMFAA
ACL511092
Our fee to you$0 (Free)

Lend & Loan is one of Sydney's top-rated mortgage brokers with 80 five-star Google reviews. Led by John Pierre Saliba (MFAA accredited, ACL 511092), we compare 50+ lenders for free across home loans, refinancing, investment, SMSF, self-employed, and first home buyer lending. Serving 400+ suburbs across Sydney, Newcastle, Central Coast, Brisbane, and Gold Coast. Call 02 8046 3933 for a free consultation.

Services

How We Can Help

🏠

Home Loans

First home buyers to upsizers, 50+ lenders compared to find your best rate. Free service.
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Refinancing

Free rate review. For example, refinancing a $700,000 loan from 6.5% to 5.9% saves around $270 per month, roughly $3,270 a year in repayments.
📈

Investment Loans

IO loans, equity release and portfolio structuring for Sydney investors.
💼

Self-Employed

Alt doc, low doc and full doc options for sole traders and business owners.
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Guarantor Loans

Family guarantee, get into the market sooner and avoid LMI entirely.
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SMSF Loans

Limited recourse borrowing specialists for residential and commercial SMSF property.
🏗️

Construction Loans

Progress draw-down construction finance for new builds and major renovations.
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LMI Waivers

119 eligible postcodes, buy with 10% deposit and zero LMI.
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Commercial Loans

Commercial property finance for investors and owner-operators.

About Lend & Loan

Lend & Loan is a Sydney-based mortgage broking firm helping Australian borrowers since 2017, led by John Pierre Saliba, MFAA accredited, ACL 511092. John brings a decade in lending to every application, arranging home loans, investment loans, SMSF lending and specialist finance across Sydney and NSW.

We compare 50+ lenders, major banks, second-tier lenders, non-banks and specialist lenders, to find the loan that genuinely best fits your situation. Under the Best Interests Duty, we're legally required to put your interests first. Our service is free to you, paid by the lender when your loan settles.

Why clients choose us

80 verified five-star Google reviews. Direct access to John, not a call centre. A panel of 50+ lenders covering every loan type. MFAA accredited with 10+ years of specialist lending experience. Based in Barangaroo, serving clients across Sydney and NSW.

Popular Guides

Free Calculators

🏠 Repayment Calculator 💰 Borrowing Power 💎 Equity Calculator 💸 Refinance Savings 📈 Property Price Predictor 🛡️ LMI Calculator 📊 Investment Analyser
Free, No Obligation, Instant Value
Three Things You Can Get Right Now

Free reports, free intelligence, free advice, everything you need to make a confident property decision.

🏠
Free Property Valuation

Find out what your property is worth today, free suburb report with recent comparable sales. Delivered as soon as possible.

✓ Current market value estimate
✓ Recent comparable sales
✓ Suburb price trend
Free · No obligation · ACL 511092
📊
Free Credit Health Check

Talk to John about how lenders will read your credit file, which lenders suit your profile, and what to improve before you apply.

✓ How lenders assess your file
✓ Which lenders suit your profile
✓ Steps to improve before applying
No credit check run · Consultation only
📋
Free Property Profile

Full suburb deep-dive, sales history, price trends, rental yields, school catchments, demographics. Know before you buy.

✓ Sales history & price trends
✓ Rental yields & vacancy rates
✓ Demographics & school catchments
Free · No obligation · ACL 511092
FAQs

Common Questions About Using a Mortgage Broker

Is a mortgage broker really free?
Yes. Lend & Loan is paid a commission by the lender when your loan settles, never by you. Under the Best Interests Duty we are legally required to recommend the loan that best suits you, not the one that pays us most.
How many lenders do you compare?
Over 50, including the major banks, second-tier banks, non-bank lenders and specialist lenders.
How long does home loan approval take?
Pre-approval typically takes 1 to 5 business days depending on the lender. Full approval after you find a property usually takes 1 to 3 weeks. We track lender turnaround times daily and submit to lenders moving fastest.
Can you help if I am self-employed?
Yes, self-employed and alt-doc lending is one of our specialties. We work with lenders that accept BAS statements, accountant declarations and bank statements instead of full financials.
What deposit do I need to buy in Sydney?
As little as 2% with specific products, 5% under the Home Guarantee Scheme, or 10% with no LMI in 119 eligible postcodes. A 20% deposit avoids LMI everywhere. We will map which option fits you.
Do you only help Sydney borrowers?
No. We are based in Barangaroo but arrange loans Australia-wide, with dedicated coverage for Sydney, Newcastle, the Central Coast, Brisbane and the Gold Coast.

Ready to Find Your Best Home Loan?

Free consultation. 50+ lenders compared. Personal response from John within one business day.

📅 Book Free Consultation 📞 02 8046 3933
MFAA Accredited · ACL 511092 · 80 × 5-Star Google Reviews · Barangaroo, Sydney · Free Service
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