Last updated: July 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited
About John Pierre Saliba
John Pierre Saliba is a Sydney-based mortgage broker and founder of Lend & Loan, operating under Australian Credit Licence 511092. With over 10 years of experience in mortgage broking and financial services, John has helped hundreds of clients across Sydney and NSW find the right home loan, investment loan, SMSF product or specialist finance solution.
John holds a Bachelor of Business & Commerce, a Diploma in Mortgage Broking & Finance, and an Advanced Diploma in Financial Planning. He is a full member of the Mortgage & Finance Association of Australia (MFAA) and is regulated by ASIC under ACL 511092.
My job is straightforward: find the loan that's genuinely best for your situation, not the one that pays me the most, and not the one that's easiest to arrange. The Best Interests Duty means I'm legally required to put your interests first. That aligns perfectly with how I want to work anyway. The best outcome for you is a satisfied client who refers family and friends. That's the only model that makes sense.
Qualifications & Credentials
- Bachelor of Business & Commerce
- Diploma in Mortgage Broking & Finance
- Advanced Diploma in Financial Planning
- MFAA Full Member, Mortgage & Finance Association of Australia
- Australian Credit Licence (ACL) 511092, regulated by ASIC
- 10+ years mortgage broking experience
- 80 verified five-star Google reviews
Specialist Areas
- Home loans, first home buyers, upsizers, downsizers
- Refinancing, free rate review, 50+ lenders compared
- Investment property, IO loans, equity release, portfolio structuring
- Self-employed lending, alt doc, low doc, full doc
- SMSF lending, LRBA, residential and commercial property
- Construction loans, new builds and major renovations
- Specialist lending, bad credit, divorce/separation, single parents
- LMI waiver products, location-based and profession-based
About Lend & Loan
Lend & Loan is a mortgage broking firm based in Barangaroo, Sydney. We operate under two brands: lendloan.com.au for home and investment lending, and overdraftme.com.au for business overdrafts and working capital solutions. Both brands are backed by the same accreditation, lender panel and professional standards.
Our address: Level 35, 100 Barangaroo Avenue, Barangaroo NSW 2000. Phone: 02 8046 3933. Email: info@lendloan.com.au.
The Best Interests Duty
Since 2021, mortgage brokers in Australia have been legally required to act in the best interests of their clients. Under the Best Interests Duty and the Conflict Priority Rule, where any conflict exists between a broker's interests and a client's interests, the client's interests must prevail. This legal obligation underpins everything we do, and aligns with how we would operate regardless.
