Your Gold Coast Mortgage Broker
Whether you're buying beachfront, investing in the hinterland, or refinancing an existing Gold Coast property, Lend & Loan compares 50+ lenders to find the loan that fits. Our service is completely free. Mortgage broking is national, so John handles every step remotely.
John Pierre Saliba has 10+ years' experience in mortgage broking and works with Gold Coast buyers, interstate investors, and refinancers every week. He understands which lenders favour coastal Queensland properties, how to structure loans for holiday rentals, and how to navigate self-employment, LMI waivers, and SMSF lending.
The Gold Coast remains one of Australia's top-performing markets, with houses up 7.2% over the past year. Population growth, interstate migration, and limited beachfront supply continue to drive demand. With a median of $1.05M, the Gold Coast sits between Sydney and Brisbane in affordability, with strong rental yields in tourist-adjacent suburbs.
Home Loan Services on the Gold Coast
First Home Buyers
Queensland's First Home Owner Grant provides $30,000 for new builds under $750K. Stamp duty concessions apply for homes under $700K. The First Home Guarantee allows 5% deposit with no LMI up to $700K on the Gold Coast.
Refinancing
On a $900K loan, a 0.5% rate cut saves $4,500/year. If your fixed rate has expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Gold Coast houses grew 7.2% in 12 months. Strong rental demand from both long-term tenants and holiday letting. We structure for maximum deductibility and can assess equity from properties interstate.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers. Whether you're a business owner, sole trader, or contractor buying on the Gold Coast, we know which lenders assess income flexibly and how to present your application for the strongest result.
