Why Is There a Waitlist?
John Pierre Saliba runs each file himself, from the first conversation through to settlement and the reviews that follow. He does not hand clients to a call centre or a junior. Doing the work that way means he can only take on a limited number of new clients at a time, so new requests go onto a waitlist and are taken up as he has capacity.
What Happens After You Join the Waitlist?
- John reads your request. Your property, loan, lender, employment and timing tell him what you are likely to need before he calls.
- He contacts you when he can take your file on. Requests are taken up according to capacity and the timing you chose. People who need to act now are looked at first.
- You get a straight answer. For a refinance, that means asking your current lender to reprice, comparing the result against 50+ lenders, and telling you whether staying or switching leaves you better off.
If you want to see your own numbers while you wait, the refinance health check shows your loan-to-value ratio, accessible equity and likely savings on the page, with no sign-up.
Who Is the Waitlist For?
Home owners and investors who want their loan handled by the principal broker: people refinancing to a lower rate, releasing equity, consolidating debts, or buying their next property. PAYG employees, self-employed borrowers and company directors are all welcome. See refinancing a home loan and refinancing on a PAYG salary for how each is assessed.
Does It Cost Anything to Join?
No. Joining is free and so is John's review. Lend & Loan is paid a commission by the lender if a loan settles, which is disclosed in our Credit Guide and in your credit proposal before you commit to anything. No credit enquiry is made when you join. An enquiry is recorded only if you later lodge a formal application with your consent.
Who Is John Pierre Saliba?
John is the Director and Senior Finance Broker at Lend & Loan, an MFAA accredited mortgage broker based at Barangaroo, Sydney, operating under Australian Credit Licence 511092. Read John's profile and recent settled deals.
General information only. It does not take your objectives, financial situation or needs into account. All lending is subject to lender assessment and approval. Lend & Loan, Australian Credit Licence 511092.
