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Mortgage Broker Chatswood

Expert home loans in Lower North Shore. Compare 50+ lenders, from first home buyers to prestige investors. Free consultation, free service.

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Chatswood Market, May 2026

Median house$3.69M
Median unit$1.14M
12-month growth+3.0%
Median rent$1,420/wk
Gross yield3.0%
Days on market24 days

Last updated: July 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, May 2026

Chatswood · Lower North Shore · Population ~27,500

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Median House Price
$3.69M
+3.0% annual
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Median Unit Price
$1.14M
Strong demand
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Median Weekly Rent
$1,420/wk
3.0% gross yield
⏱️
Days on Market
24 days
Active market

Data sourced from CoreLogic/Cotality, ABS, and publicly available records. Figures are indicative. Contact Lend & Loan for current market advice. Last reviewed May 2026.

Your Local Chatswood Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Chatswood with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Chatswood ($3.69M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Whether you're buying your first home, upgrading, investing, or refinancing in Chatswood, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Lower North Shore market. He understands which lenders favour Chatswood properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.

John's lending insight: Chatswood

Chatswood is one of Sydney's premium property markets, with a median house price of $3.69M and units at $1.14M. At this price point, lender selection and jumbo loan structuring are critical to securing the best terms.

Home Loan Services in Chatswood

First Home Buyers

Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.

Refinancing

On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Houses grew 3.0% in 12 months. Units at $1.14M offer 3.0% yields. We structure for maximum deductibility.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Chatswood. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile, Chatswood

Chatswood is the Lower North Shore commercial hub, anchored by Westfield Chatswood and the Sydney Metro Northwest station. High-density apartment developments cater to a strong Asian-Australian buyer demographic. Some lenders have concentration limits on specific Chatswood apartment buildings, so routing applications to the right lender matters. Chatswood Chase and the Concourse arts precinct add lifestyle appeal.

Every Loan Type Covered

Buying in Chatswood, Common Questions

What is the median house price in Chatswood?
The median house price in Chatswood (2026) is $3.69M, with annual growth of +3.0%. The unit median is $1.14M. Source: CoreLogic/Cotality, reviewed May 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Chatswood?
House $3.69M: 20%=$738K, 10%=$369K, 5%=$185K. Units $1.14M: 20%=$228K, 10%=$114K, 5%=$57K. A major Tier-1 lender's prestige postcode waiver or profession waiver may eliminate LMI.
Can I get an LMI waiver in Chatswood?
Depending on the postcode, Chatswood may qualify for a Tier-1 lender location LMI waiver. John can confirm eligibility for your specific address.
How long does approval take for a Chatswood property?
Pre-approval typically takes 2–5 business days. Formal approval after exchange is usually 5–15 business days. John expedites by ensuring documentation is complete and choosing the right lender for Chatswood properties from day one.
Is using a mortgage broker free?
Yes, 100% free. We're paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we're legally required to recommend the loan that's best for you.

Ready to Find Your Chatswood Home Loan?

Free consultation. 50+ lenders compared. Personal response from John.

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