Home Loans First Home Buyer Refinancing Investment Loans Construction Loans SMSF Loans Self-Employed LMI Waivers All Suburbs Guides Calculators About 02 8046 3933 Book Free Consult
Home › Sydney Suburbs › Five Dock

Mortgage Broker Five Dock

Expert home loans in Inner West. Compare 50+ lenders, from first home buyers to prestige investors. Free consultation, free service.

✓ Free service ✓ 50+ lenders ✓ Pre-approval in 48hrs ★ 80+ five-star reviews
Book Free Consultation 02 8046 3933

Five Dock Market, October 2026

Median house$2.87M
Median unit$1.2M
12-month growth+9.6%
Median rent$1,200/wk
Gross yield2.0%
Days on market31 days
Five Dock Property Market

Market data: October 2026 (CoreLogic) · Page reviewed: October 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, October 2026

Five Dock · Inner West · Population ~9,700

Median House Price
$2.87M
+9.6% annual
Median Unit Price
$1.2M
Strong demand
Median Weekly Rent
$1,200/wk
2.0% gross yield
Days on Market
31 days
Active market

Data sourced from CoreLogic/Cotality, ABS, and publicly available records. Figures are indicative. Market data as at October 2026. Markets move; contact Lend & Loan for current figures. Page reviewed October 2026.

Your Local Five Dock Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Five Dock with 80+ five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Five Dock ($2.87M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Whether you're buying your first home, upgrading, investing, or refinancing in Five Dock, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Inner West market. He understands which lenders favour Five Dock properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.

John's lending insight: Five Dock

Five Dock is a strong performer in Sydney's property market, with a median house price of $2.87M and units at $1.2M. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.

Home Loan Services in Five Dock

First Home Buyers

Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.

Refinancing

On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Houses grew 3.4% in 12 months. Units at $1.2M offer 2.7% yields. We structure for maximum deductibility.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Five Dock. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile, Five Dock

Five Dock is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With $2.2M median property values, strong transport links and local amenities, Five Dock continues to attract owner-occupiers and investors alike.

Free Tools

Free Property Report Equity Calculator Refinance Savings Property Price Predictor Repayment Calculator Borrowing Power LMI Calculator
Our Services

Every Loan Type Covered

Home Loans

Owner-occupier loans across 50+ lenders. The right rate, features, and structure.

First Home Buyer

5% deposit schemes, $10K FHOG, stamp duty exemptions, guarantor loans.

Refinancing

Free rate review, compare your current loan against 50+ lenders in 20 minutes.

Investment Loans

Interest-only, equity release, portfolio structuring for Sydney investors.

SMSF Loans

LRBAs for residential and commercial property. Tax-effective when structured right.

Self-Employed

Low-doc, alt-doc, BAS-based assessment. Banks say no, we find who says yes.
Local Expertise

Who Is the Best Mortgage Broker Near Five Dock?

There is no single best broker for every Five Dock borrower; there is a best broker for your scenario, and a short checklist exposes the difference. In a market where the median house sits around $2.87M, the difference between an average loan and the right one is real money every month. Check the licence on ASIC's register, confirm MFAA or FBAA accreditation, ask how many lenders are genuinely on the panel, get the comparison in writing, and read reviews you can verify.

Measured against that checklist: Lend & Loan is MFAA accredited under Australian Credit Licence 511092 (verifiable on the ASIC register), compares 50+ lenders, holds 81 five-star Google reviews, and John Pierre Saliba has settled more than $700 million in lending across his brokerages. John personally handles Five Dock scenarios along with Abbotsford, Russell Lea, Croydon and surrounds, by phone or video at times that suit you, and the service costs you nothing because the lender pays on settlement.

Is Your Five Dock Home Loan Still Competitive?

Rates drift. The loan that was sharp when you settled in Five Dock is often paying a loyalty premium two years later. A free review takes one phone call: John checks your rate against the current market across 50+ lenders and tells you honestly whether staying or switching wins.

Refinancing guide Break-even calculator Settled deals
FAQs

Buying in Five Dock, Common Questions

What is the median house price in Five Dock?
The median house price in Five Dock (2026) is $2.87M, with annual growth of +9.6%. The unit median is $1.2M. Source: CoreLogic/Cotality, reviewed October 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Five Dock?
House $2.87M: 20%=$573K, 10%=$287K, 5%=$143K. Units $1.2M: 20%=$240K, 10%=$120K, 5%=$60K. A major Tier-1 lender's prestige postcode waiver or profession waiver may eliminate LMI.
Can I get an LMI waiver in Five Dock?
Depending on the postcode, Five Dock may qualify for a Tier-1 lender location LMI waiver. John can confirm eligibility for your specific address.
How long does approval take for a Five Dock property?
Pre-approval typically takes 2–5 business days. Formal approval after exchange is usually 5–15 business days. John expedites by ensuring documentation is complete and choosing the right lender for Five Dock properties from day one.
Is using a mortgage broker free?
Yes, 100% free. We're paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we're legally required to recommend the loan that's best for you.
Who is the best mortgage broker near Five Dock?
Judge any broker serving Five Dock on verifiable facts: an Australian Credit Licence you can check on the ASIC register, MFAA or FBAA accreditation, a genuine multi-lender panel, and reviews you can read. Lend & Loan is MFAA accredited under ACL 511092, compares 50+ lenders, holds 81 five-star Google reviews, and John Pierre Saliba personally reviews every Five Dock scenario at no cost to you.
Can I refinance my home loan in Five Dock?

Yes. John refinances loans for Five Dock homeowners regularly, comparing 50+ lenders to find a sharper rate, a cash-out, or both. The service is free because the lender pays on settlement, and everything is handled by phone or video at times that suit you.

How much could Five Dock homeowners save by refinancing?

It depends on your balance and current rate, but as a guide, a 0.50% rate cut on a $600,000 loan saves about $181 a month, roughly $2,175 a year. With Five Dock property values where they are, many owners also unlock equity at the same time. John runs your exact numbers for free.

Do you handle cash-out refinances in Five Dock?

Yes. If your Five Dock property has grown in value, a cash-out refinance can release equity for renovations, investing or consolidating debt, subject to lender assessment. John settled several large cash-out refinances across Sydney in 2026 and publishes anonymised examples on the settled deals page.

Can I get cash out when I refinance?

Yes, if you have enough equity. A cash-out refinance increases your loan against your property's current value and releases the difference for renovations, investment or debt consolidation, subject to lender assessment. John settled multiple seven-figure cash-out refinances across Sydney in 2026.

Ready to Find Your Five Dock Home Loan?

Free consultation. 50+ lenders compared. Personal response from John.

Book Free Consultation 02 8046 3933
MFAA Accredited · ACL 511092 · 80 × 5-Star Google Reviews · Free Service
02 8046 3933 Book Free Consult 60-sec Check