Your Local Kogarah Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Kogarah with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Kogarah ($1.9M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Kogarah, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Southern Sydney market. He understands which lenders favour Kogarah properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Kogarah is a strong performer in Sydney's property market, with a median house price of $1.9M and units at $730K. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in Kogarah
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 4.0% in 12 months. Units at $730K offer 3.7% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Kogarah. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Kogarah
Kogarah is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With $1.5M median property values, strong transport links and local amenities, Kogarah continues to attract owner-occupiers and investors alike.
