Your Local Lewisham Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Lewisham with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Lewisham ($2.00M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in Lewisham, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Inner West market. He understands which lenders favour Lewisham properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Lewisham combines quiet residential living with genuine Inner West connectivity. At $2.0M for houses, it trades at a premium for its leafy streets and heritage Federation homes. Units at $720K provide a more accessible entry point. The Light Rail and proximity to Petersham dining make it popular with young families.
Home Loan Services in Lewisham
First Home Buyers
Units from $720K are accessible for first home buyers. Under $800K qualifies for full stamp duty exemption. First Home Guarantee allows 5% deposit with no LMI up to $900K.
Refinancing
On a $1.60M loan, a 0.5% rate cut saves $8,000/year. If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses at $2.0M with 6.8% annual growth. Units at $720K offer approximately 3.3% gross yield. The Light Rail and heritage character ensure consistent tenant demand from young professionals.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Lewisham. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Monthly Repayment Guide, Lewisham
The following estimates use a 6.00% interest rate, principal and interest (P&I), over a 30-year loan term at 80% LVR (20% deposit). Actual rates vary by lender and borrower profile. John compares 50+ lenders to find the best rate for your situation.
Repayments on a Lewisham House
At $2.00M with 20% deposit ($400,000), an 80% LVR loan of $1.60M at 6.00% P&I over 30 years costs approximately $9,593/month. Rates vary by lender; John compares 50+ to find the sharpest deal.
Repayments on a Lewisham Unit
At $720,000 with 20% deposit ($144,000), an 80% LVR loan of $576,000 at 6.00% P&I over 30 years costs approximately $3,453/month. Use our repayment calculator for personalised figures.
Suburb Profile, Lewisham
Lewisham (2049), Inner West, population ~6,200. Quiet residential streets, Old Canterbury Road cafes, Light Rail access, heritage Federation homes, close to Petersham and Summer Hill.
Transport: Light Rail 15 minutes to CBD. Lewisham station on the Inner West Light Rail. Also walkable to Petersham train station.
Schools: Lewisham Public School, Summer Hill Public nearby.
Demographics: Lewisham is a Inner West suburb in Sydney's Inner West corridor. The suburb attracts a mix of families, young professionals, and investors drawn to its transport links and community character.
Why Use a Mortgage Broker in Lewisham?
- 50+ lenders compared: We search across major banks, second-tier lenders, and specialists to find the right loan for your Lewisham purchase.
- 100% free service: We are paid by the lender, never by you. No fees, no obligation.
- Local knowledge: John understands Lewisham's property market, which lenders favour the postcode, and how to maximise your borrowing power.
- Complex situations welcome: Self-employed, multiple properties, SMSF, LMI waivers, construction loans. We handle it all.
- Best Interests Duty: As MFAA-accredited brokers under ACL 511092, we are legally required to recommend the loan that is best for you.
How to Get Started
Getting a home loan in Lewisham starts with a free consultation. Here is the process:
- Step 1: Book a free consultation online or call 02 8046 3933. John responds personally.
- Step 2: We assess your borrowing power across 50+ lenders and identify the best options for your Lewisham purchase.
- Step 3: Pre-approval in 2 to 5 business days. You can start shopping with confidence.
- Step 4: We manage the full application, liaising with the lender, conveyancer, and real estate agent through to settlement.
