Your Local Paddington Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Paddington with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Paddington ($3.65M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Paddington, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Eastern Suburbs market. He understands which lenders favour Paddington properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Paddington is one of Sydney's premium property markets, with a median house price of $3.65M and units at $980K. At this price point, lender selection and jumbo loan structuring are critical to securing the best terms.
Home Loan Services in Paddington
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 2.8% in 12 months. Units at $980K offer 3.3% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Paddington. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Paddington
Paddington is a heritage conservation area famous for its Victorian terrace rows along Oxford Street, Glenmore Road, and Windsor Street. The suburb borders Centennial Park and is walking distance to Bondi Junction. Paddington Markets on Saturdays attract visitors. Five Ways junction is the local village centre. At a $3.25M house median, most purchases require jumbo loan structuring and prestige lending expertise.
