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Mortgage Broker Potts Point

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Potts Point Market, May 2026

Median house$3.15M
Median unit$920K
12-month growth+3.0%
Median rent$1,210/wk
Gross yield3.3%
Days on market25 days

Last updated: July 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, May 2026

Potts Point · Eastern Suburbs · Population ~9,600

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Median House Price
$3.15M
+3.0% annual
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Median Unit Price
$920K
Strong demand
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Median Weekly Rent
$1,210/wk
3.3% gross yield
⏱️
Days on Market
25 days
Active market

Data sourced from CoreLogic/Cotality, ABS, and publicly available records. Figures are indicative. Contact Lend & Loan for current market advice. Last reviewed May 2026.

Your Local Potts Point Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Potts Point with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Potts Point ($3.15M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Whether you're buying your first home, upgrading, investing, or refinancing in Potts Point, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Eastern Suburbs market. He understands which lenders favour Potts Point properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.

John's lending insight: Potts Point

Potts Point is one of Sydney's premium property markets, with a median house price of $3.15M and units at $920K. At this price point, lender selection and jumbo loan structuring are critical to securing the best terms.

Home Loan Services in Potts Point

First Home Buyers

Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.

Refinancing

On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Houses grew 3.0% in 12 months. Units at $920K offer 3.3% yields. We structure for maximum deductibility.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Potts Point. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile, Potts Point

Potts Point is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With $1.6M median property values, strong transport links and local amenities, Potts Point continues to attract owner-occupiers and investors alike.

Every Loan Type Covered

Buying in Potts Point, Common Questions

What is the median house price in Potts Point?
The median house price in Potts Point (2026) is $3.15M, with annual growth of +3.0%. The unit median is $920K. Source: CoreLogic/Cotality, reviewed May 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Potts Point?
House $3.15M: 20%=$630K, 10%=$315K, 5%=$158K. Units $920K: 20%=$184K, 10%=$92K, 5%=$46K. A major Tier-1 lender's prestige postcode waiver or profession waiver may eliminate LMI.
Can I get an LMI waiver in Potts Point?
Depending on the postcode, Potts Point may qualify for a Tier-1 lender location LMI waiver. John can confirm eligibility for your specific address.
How long does approval take for a Potts Point property?
Pre-approval typically takes 2–5 business days. Formal approval after exchange is usually 5–15 business days. John expedites by ensuring documentation is complete and choosing the right lender for Potts Point properties from day one.
Is using a mortgage broker free?
Yes, 100% free. We're paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we're legally required to recommend the loan that's best for you.

Ready to Find Your Potts Point Home Loan?

Free consultation. 50+ lenders compared. Personal response from John.

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