Your Local Richmond Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Richmond with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Richmond ($950K median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Richmond, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Western Sydney market. He understands which lenders favour Richmond properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Richmond offers accessible entry into Sydney property, with a median house price of $950K and units at $710K. Many buyers may qualify for the First Home Guarantee (5% deposit, no LMI) or other government schemes.
Home Loan Services in Richmond
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 8.5% in 12 months. Units at $710K offer 3.7% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Richmond. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Richmond
Richmond is one of Sydney's sought-after suburbs, offering a mix of housing options across houses and units. With $850K median property values, strong transport links and local amenities, Richmond continues to attract owner-occupiers and investors alike.
