Your Local Waterloo Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Waterloo with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Waterloo ($1.58M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Waterloo, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Inner South market. He understands which lenders favour Waterloo properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Waterloo is a strong performer in Sydney's property market, with a median house price of $1.58M and units at $930K. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in Waterloo
First Home Buyers
Entry starts with units around $800K–$1M. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.5M loan, 0.5% rate cut saves $7,500/year. On $3M, $15,000. If your fixed rate expired or you haven't reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 4.2% in 12 months. Units at $930K offer 3.3% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Waterloo. Whether you're a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Waterloo
Waterloo is undergoing one of Sydney largest urban renewal projects, with the Waterloo Estate redevelopment replacing public housing towers with mixed-tenure development. The Waterloo Metro station will dramatically improve transport access. East Village shopping centre and Danks Street galleries provide established amenity. The suburb offers relative value compared to neighbouring Surry Hills and Zetland.
