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Mortgage Broker Waverley

Expert home loans in Waverley, Eastern Suburbs. Compare 50+ lenders for family living near Queens Park and Bronte. Free consultation, free service.

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Waverley Market, May 2026

Median house$3.8M
Median unit$1.1M
Postcode2024
LGAWaverley
Population~7,500
80% LVR loan$3.04M
Monthly P&I (6%)$18,227

Last updated: July 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, May 2026

Waverley (2024) · Waverley LGA · Population ~7,500

🏠
Median House Price
$3.8M
Eastern Suburbs
🏢
Median Unit Price
$1.1M
Strong demand
💰
80% LVR Loan
$3.04M
20% deposit = $760K
📊
Monthly Repayment
$18,227
P&I at 6.00%

Data sourced from CoreLogic/Cotality, realestate.com.au, domain.com.au, and ABS. Figures are indicative. Contact Lend & Loan for current market advice. Last reviewed May 2026.

Your Local Waverley Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Waverley with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Waverley ($3.8M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Waverley (2024) is a leafy, family-friendly suburb in Sydney's Eastern Suburbs. Located between Bondi Junction and Bronte, the suburb is anchored by Queens Park and benefits from excellent schools, transport, and proximity to the coast.

Whether you are buying your first home, upgrading, investing, or refinancing in Waverley, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free. John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Eastern Suburbs market.

John's lending insight: Waverley

Waverley at $3.8M sits in the sweet spot of Eastern Suburbs premium living. Strong school catchments and proximity to Queens Park and Bronte drive demand. With units at $1.1M, there are genuine entry points for first home buyers and investors alike.

Home Loan Services in Waverley

First Home Buyers

Waverley's median of $3.8M is above the First Home Guarantee cap of $900K for houses. First home buyers may find entry through the unit market at $1.1M or consider the guarantor loan pathway to avoid LMI. Under $800K qualifies for full stamp duty exemption.

Refinancing

On a $3.04M loan, a 0.5% rate reduction saves approximately $15,200 per year. If your fixed rate has expired or you have not reviewed in over two years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Waverley's unit market at $1.1M median provides solid investment fundamentals. Rental demand is driven by proximity to Bondi Junction, quality schools, and beach access. Low vacancy rates reflect the suburb's desirability.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Waverley. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile: Waverley

Transport

  • Bus routes to Bondi Junction interchange and CBD
  • Walking distance to Bondi Junction station (T4 Eastern Suburbs Line)
  • Close to Bondi Junction Westfield and transport hub
  • Driving to Sydney CBD approximately 15 minutes

Schools and Education

  • Waverley Public School (highly regarded)
  • Bronte Public School (nearby)
  • Waverley College (boys, Catholic)
  • St Catherine's School, Waverley
  • St Clare's College, Waverley

Lifestyle and Amenities

  • Queens Park, 26 hectares of open green space
  • Walking distance to Bronte Beach and its ocean pool
  • Charing Cross village with cafes, bakeries, and shops
  • Close to Bondi Junction shopping and dining precinct
  • Waverley Park and local sporting facilities

Rental Market

Waverley's unit market at $1.1M median provides solid investment fundamentals. Rental demand is driven by proximity to Bondi Junction, quality schools, and beach access. Low vacancy rates reflect the suburb's desirability.

Demographics

Waverley has a population of approximately 7,500 (ABS 2021 Census). The suburb attracts established families drawn to the school catchments, green space, and Eastern Suburbs lifestyle. A healthy mix of houses and apartments serves diverse buyer profiles.

Every Loan Type Covered

Buying in Waverley, Common Questions

What is the median house price in Waverley?
The median house price in Waverley (2024) is approximately $3.8M. Source: CoreLogic/Cotality, reviewed May 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Waverley?
For a $3.8M house: 20% = $760K, 10% = $380K, 5% = $190K. Profession-based LMI waivers for doctors, lawyers, accountants, or executives may eliminate LMI at higher LVR.
What are monthly repayments on a Waverley house?
On an 80% LVR loan of $3.04M at 6% P&I over 30 years, monthly repayments are approximately $18,227. Rates vary by lender. Contact Lend & Loan for a personalised assessment across 50+ lenders.
Is using a mortgage broker in Waverley free?
Yes, 100% free. We are paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we are legally required to recommend the loan that is best for you.
What is Queens Park?
Queens Park is a 26-hectare parkland in the heart of Waverley. It features sports fields, walking paths, playgrounds, and mature fig trees. The park adds significant green space and recreational value to the suburb, making it popular with families.
Can I refinance my Waverley property?
Yes. On a $3.04M loan, a 0.5% rate reduction saves approximately $15,200 per year. John reviews your current loan against 50+ lenders in about 20 minutes. If a better deal exists, he handles the entire switch.
What is the median unit price in Waverley?
The median unit price in Waverley (2024) is approximately $1.1M. On an 80% LVR loan of $880K at 6% P&I over 30 years, monthly repayments are approximately $5,276. Source: CoreLogic/Cotality, reviewed May 2026.

Ready to Find Your Waverley Home Loan?

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