Your Local Cherrybrook Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Cherrybrook with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Cherrybrook ($2.0M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in Cherrybrook, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Hills District market. He understands which lenders favour Cherrybrook properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Cherrybrook is a premium Hills District family suburb with median houses at ~$2.0M. On an 80% LVR at 6%, a $1.6M loan costs roughly $9,593/month P&I over 30 years. The new Metro station has boosted accessibility and property values.
Home Loan Services in Cherrybrook
First Home Buyers
Entry starts around $1.6M to $1.8M for smaller homes or townhouses. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K. Nearby Thornleigh or Westleigh may offer more affordable first-home options.
Refinancing
On a $1.6M loan, a 0.5% rate cut saves $8,000/year. If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 6.0% in 12 months. Median rent $800/wk delivers 2.8% gross yield. Cherrybrook Metro station and Cherrybrook Technology High School drive sustained family demand. We structure for max deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Cherrybrook. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Cherrybrook
Cherrybrook (2126), Hills District, ~18,000 pop. Predominantly large freestanding houses on generous blocks. Cherrybrook Metro station on the Sydney Metro Northwest, 35min to CBD. Home to Cherrybrook Technology High School (selective stream). Close to Pennant Hills Park and numerous sports ovals. A family suburb with strong school catchments.
