Your Local The Junction Mortgage Broker
Lend & Loan is a top-rated mortgage broker serving The Junction, Newcastle with 80 five-star Google reviews. We compare 50+ lenders for free. The Junction's median house price is $1.8M. Whether you are buying, investing, or refinancing, John Pierre Saliba (MFAA, ACL 511092) handles the entire process remotely. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in The Junction, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Australia, with deep knowledge of the Newcastle market. He understands which lenders favour The Junction properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
The Junction is a strong performer in Newcastle's property market, with a median house price of $1.8M and units at $750K. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in The Junction
First Home Buyers
Units start around $750K, within the stamp duty concession threshold. First Home Guarantee allows 5% deposit with no LMI up to $900K. A $750K unit requires just $38K deposit under this scheme.
Refinancing
On a $1.44M loan, a 0.5% rate reduction saves $7,200 per year. If your fixed rate has expired or you have not reviewed in two years, you may be overpaying. A free rate comparison across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew +4.5% in 12 months. Units at $750K offer 3.0% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in The Junction. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile: The Junction
The Junction (2291) is a well-established suburb in the Newcastle region. With a median house price of $1.8M and units at $750K, it offers a mix of housing options. Population approximately 3,000, with +4.5% annual growth and median rents of $800/wk. The suburb features good transport links and local amenities, making it popular with owner-occupiers and investors alike.
