Your Local Ermington Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Ermington with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Ermington ($1.5M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in Ermington, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Parramatta market. He understands which lenders favour Ermington properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Ermington offers solid value in the Parramatta corridor, with median houses around $1.5M. On an 80% LVR at 6%, that is a $1.2M loan at roughly $7,195 per month P&I over 30 years. Close to Parramatta CBD and the river, this suburb rewards buyers who move quickly.
Home Loan Services in Ermington
First Home Buyers
Entry starts with older houses around $1.2M to $1.4M. Under $800K gets full stamp duty exemption; between $800K and $1M partial. First Home Guarantee allows 5% deposit, no LMI, up to $900K.
Refinancing
On a $1.2M loan, a 0.5% rate cut saves $6,000/year. If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses show steady growth at +5.2% annually. Median rent $580/wk provides 3.2% gross yield. Proximity to Parramatta CBD and infrastructure spend supports long-term capital growth. We structure for max deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Ermington. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Ermington
Ermington (2115), Parramatta region, ~9,000 pop. Predominantly freestanding houses on generous blocks. George Kendall Riverside Park borders the Parramatta River. Rydalmere and Meadowbank nearby. Bus to Parramatta 10min, CBD approximately 30min. Local schools include Ermington Public and Rydalmere East Public.
