Your Local Flemington Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Flemington with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Flemington ($1.5M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in Flemington, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Inner West region. He understands which lenders favour this area, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and family guarantee lending.
Flemington is a well-connected Inner West suburb with houses around $1.5M and units from $600K. The suburb is best known for Flemington Markets (Sydney Markets), which brings employment and foot traffic. Its position near Homebush and Olympic Park provides long-term growth upside. For investors, the high proportion of units and strong rental demand make it a consistent performer.
Home Loan Services in Flemington
First Home Buyers
With a median house price of $1.5M, Flemington houses sit well above the $900K First Home Guarantee threshold. However, units from around $450K to $600K sit within or near the cap, allowing a 5% deposit with no LMI on eligible properties. The $10,000 First Home Owner Grant applies to new builds under $750K. Stamp duty exemption applies to properties under $800K.
Refinancing
Based on the median house price of $1.5M in Flemington, monthly repayments on an 80% LVR loan at 6% P&I over 30 years would be approximately $7,194. If your fixed rate has expired or you have not reviewed your loan in the past two years, a free rate comparison across 50+ lenders could save thousands annually.
Investment Loans
Houses at $1.5M with median rents of $700/wk offer a 2.4% gross yield. Units at $600K with rents of $500/wk offer a stronger 4.3% gross yield. Flemington benefits from proximity to multiple employment centres and transport hubs. We structure loans for maximum tax deductibility and cashflow efficiency.
Self-Employed Borrowers
Flemington's proximity to Sydney Markets and the Homebush commercial precinct means many residents are self-employed or run businesses. John specialises in alt-doc and low-doc lending for self-employed borrowers, sole traders, and contractors. We know which lenders assess income flexibly and present your application for the strongest result.
Suburb Profile: Flemington
Flemington (2140) is in the Inner West region, approximately 15km west of the Sydney CBD. With a population of around 4,000, it is a compact suburb known for the Sydney Markets (Flemington Markets) and its proximity to Homebush.
The suburb has a mix of older homes and medium-density developments, with the Sydney Markets occupying a significant portion of the area. Flemington station provides direct CBD access, and the suburb benefits from proximity to Homebush's retail and dining precincts. The area has a diverse, community feel.
Demographics
- Population: ~7,500
- Owner-occupier: ~52%
- Investor-owned: ~48%
- Housing mix: approximately 40% houses, 60% units and townhouses
Schools
Homebush Public School and Homebush West Public School are nearby primary options. Strathfield South High School and other secondary schools serve the area. Several private schools operate in the broader Strathfield-Homebush corridor.
Transport
Flemington station provides train services approximately 25 minutes to the CBD. The suburb also benefits from proximity to the M4 Motorway, Parramatta Road, and Homebush station for additional connections.
Lifestyle
Flemington offers convenient access to Sydney Markets for fresh produce, proximity to Sydney Olympic Park for sporting and entertainment events, and Homebush's retail and dining options. The suburb is well positioned for those who value transport connectivity and proximity to multiple employment centres.
Rental Market
- Median house rent: ~$700/wk
- Median unit rent: ~$500/wk
- Vacancy rate: approximately 1.5%
