Your Local Kensington Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Kensington with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Kensington ($3.62M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Kensington, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Eastern Suburbs market. He understands which lenders favour Kensington properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Kensington is one of Sydney's premium markets with a median house price of $3.62M. Jumbo loan structuring is critical above $3M, and careful lender selection across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in Kensington
First Home Buyers
Entry starts with units around $984K. Under the First Home Buyer Assistance Scheme, properties under $800K receive full stamp duty exemption. John helps structure the strongest application across 50+ lenders.
Refinancing
On a $2.9M loan, a 0.5% rate reduction saves $14,480 per year. If your fixed rate has expired or you have not reviewed in two years, you may be overpaying. A free rate comparison across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew +3.2% in 12 months. Units at $984K offer 2.8% yields. We structure for maximum deductibility and specialise in jumbo loan structuring above $3M.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Kensington. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile: Kensington
Kensington (2033) is a well-established suburb in Sydney's Eastern Suburbs. With a median house price of $3.62M and units at $984K, it offers a mix of housing options. Population approximately 11,000, with +3.2% annual growth and median rents of $1,390/wk. The suburb features good transport links and local amenities, making it popular with owner-occupiers and investors alike.
