Your Local Penshurst Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Penshurst with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Penshurst ($1.93M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you're buying your first home, upgrading, investing, or refinancing in Penshurst, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the St George market. He understands which lenders favour Penshurst properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Penshurst is a strong performer in Sydney's property market, with a median house price of $1.93M and units at $715K. Careful lender comparison across 50+ options can save tens of thousands over the life of your loan.
Home Loan Services in Penshurst
First Home Buyers
Units start around $715K, within the $800K stamp duty exemption threshold. First Home Guarantee allows 5% deposit with no LMI up to $900K. A $715K unit requires just $36K deposit under this scheme.
Refinancing
On a $1.54M loan, a 0.5% rate reduction saves $7,720 per year. If your fixed rate has expired or you have not reviewed in two years, you may be overpaying. A free rate comparison across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew +4.0% in 12 months. Units at $715K offer 3.1% yields. We structure for maximum deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Penshurst. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile: Penshurst
Penshurst (2222) is a well-established suburb in Sydney's St George. With a median house price of $1.93M and units at $715K, it offers a mix of housing options. Population approximately 7,000, with +4.0% annual growth and median rents of $860/wk. The suburb features good transport links and local amenities, making it popular with owner-occupiers and investors alike.
