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Mortgage Broker Eastwood

Expert home loans in the Ryde and Upper North Shore corridor. Compare 50+ lenders, from first home buyers to prestige upgraders. Free consultation, free service.

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Eastwood Market, June 2026

Median house$2.71M
Median unit$785K
12-month growth-0.5%
Median rent$1150/wk
Gross yield2.0%
Days on market50 days

Market data: June 2026 (CoreLogic) · Page reviewed: October 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, June 2026

Eastwood (2122) · Ryde · Population ~16,000

Median House Price
$2.71M
-0.5% annual
Median Unit Price
$785K
-0.5% annual
Median Weekly Rent
$1150/wk
2.0% gross yield
Days on Market
50 days
180 sales (12mo)

Data sourced from CoreLogic/Cotality, ABS, and publicly available records. Figures are indicative. Market data as at June 2026. Markets move; contact Lend & Loan for current figures. Page reviewed October 2026.

Your Local Eastwood Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Eastwood with 80+ five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Eastwood ($2.71M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Whether you are buying your first home, upgrading, investing, or refinancing in Eastwood, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Ryde market. He understands which lenders favour Eastwood properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.

John's lending insight: Eastwood

Eastwood is a vibrant multicultural hub with strong demand from families and investors. Median houses at ~$2.71M and units at ~$785K. On an 80% LVR at 6%, a $2.16M house loan costs roughly $12,979/month P&I over 30 years. A $628K unit loan costs roughly $3,765/month.

Home Loan Services in Eastwood

First Home Buyers

Units around $650K to $800K offer entry. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K. Eastwood station provides direct train access to the CBD.

Refinancing

On a $2.16M loan, a 0.5% rate cut saves $10,800/year. On $628K, $3,100 If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.

Investment Loans

Houses grew -0.5% in 12 months. Units at $785K with $1150/wk median rent deliver 2.0% gross yield. Strong rental demand from families and young professionals near Macquarie Park. We structure for max deductibility.

Self-Employed Borrowers

John specialises in alt-doc and low-doc lending for self-employed borrowers in Eastwood. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.

Suburb Profile, Eastwood

Eastwood (2122), Ryde, ~16,000 pop. Mix of houses, townhouses, and high-density units. Known for its Korean and Chinese dining hub along Rowe Street and Eastwood Plaza. Brush Farm Park provides green space. Eastwood station on T1/T9 line, 25min to CBD. Schools include Eastwood Public, Brush Farm (Eastwood Heights), and Kent Road Public.

Every Loan Type Covered

Thinking of Refinancing in Eastwood?

Most Eastwood homeowners have never been shown what their loan should cost today. John compares your current rate against 50+ lenders for free, requests a reprice from your existing bank, and only recommends switching when the numbers genuinely work in your favour, subject to lender assessment.

Refinancing guide Settled deals Check eligibility in 60 seconds

Buying in Eastwood, Common Questions

What is the median house price in Eastwood?
The median house price in Eastwood (2122) is $2.71M, with annual growth of -0.5%. The unit median is $785K. Source: CoreLogic/Cotality, reviewed June 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Eastwood?
House $2.71M: 20%=$542K, 10%=$271K, 5%=$136K. Unit $785K: 20%=$157K, 10%=$79K, 5%=$39K. A major Tier-1 lender's profession waiver may eliminate LMI at less than 20% deposit.
Can I get an LMI waiver in Eastwood?
Profession-based LMI waivers may apply for doctors, lawyers, accountants, and senior executives borrowing up to 90% LVR. Contact Lend & Loan to check your eligibility for Eastwood purchases.
How long does approval take for a Eastwood property?
Pre-approval typically takes 2 to 5 business days. Formal approval after exchange is usually 5 to 15 business days. John expedites by ensuring documentation is complete and choosing the right lender for Eastwood properties from day one.
Is using a mortgage broker free?
Yes, 100% free. We are paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we are legally required to recommend the loan that is best for you.
Can I refinance my home loan in Eastwood?

Yes. John refinances loans for Eastwood homeowners regularly, comparing 50+ lenders to find a sharper rate, a cash-out, or both. The service is free because the lender pays on settlement, and everything is handled by phone or video at times that suit you.

How much could Eastwood homeowners save by refinancing?

It depends on your balance and current rate, but as a guide, a 0.50% rate cut on a $628,000 loan saves about $181 a month, roughly $2,175 a year. With Eastwood property values where they are, many owners also unlock equity at the same time. John runs your exact numbers for free.

Do you handle cash-out refinances in Eastwood?

Yes. If your Eastwood property has grown in value, a cash-out refinance can release equity for renovations, investing or consolidating debt, subject to lender assessment. John settled several large cash-out refinances across Sydney in 2026 and publishes anonymised examples on the settled deals page.

Is it worth refinancing for a 0.25% rate cut?

Often, yes, on larger balances. A 0.25% cut on a $628,000 loan saves about $91 a month, roughly $1,095 a year, which typically repays switching costs inside a year. Below that, the case depends on your balance, remaining term and fees; John runs the break-even numbers for you for free.

Ready to Find Your Eastwood Home Loan?

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