Your Local North Ryde Mortgage Broker
Lend & Loan is a top-rated mortgage broker in North Ryde with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in North Ryde ($2.2M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in North Ryde, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Ryde market. He understands which lenders favour North Ryde properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
North Ryde sits at the heart of Sydney's tech and corporate corridor, bordering Macquarie Park. Median houses at ~$2.2M and units at ~$780K. On an 80% LVR at 6%, a $1.76M house loan costs roughly $10,552/month P&I over 30 years. A $624K unit loan costs roughly $3,741/month.
Home Loan Services in North Ryde
First Home Buyers
Units around $650K to $850K offer entry. Under $800K gets full stamp duty exemption. First Home Guarantee allows 5% deposit, no LMI, up to $900K. Metro station provides fast access to Chatswood and the CBD.
Refinancing
On a $1.76M loan, a 0.5% rate cut saves $8,800/year. On $624K, $3,120. If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 7.0% in 12 months. Units at $780K with $720/wk median rent deliver 3.1% gross yield. Strong rental demand from Macquarie Park professionals. We structure for max deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in North Ryde. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, North Ryde
North Ryde (2113), Ryde, ~12,000 pop. Mix of established houses and modern apartment complexes. Borders Macquarie Park tech corridor with major employers including Optus, Microsoft, and Johnson & Johnson. North Ryde Metro station, 20min to CBD. Schools include North Ryde Public and Truscott Street Public. Close to Macquarie University and Macquarie Centre.
