Your Local Northbridge Mortgage Broker
Lend & Loan is a top-rated mortgage broker in Northbridge with 80 five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Northbridge ($4.0M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.
Whether you are buying your first home, upgrading, investing, or refinancing in Northbridge, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.
John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Lower North Shore market. He understands which lenders favour Northbridge properties, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and SMSF lending.
Northbridge is a prestige Lower North Shore suburb with median houses at ~$4.0M and units at ~$1.1M. On an 80% LVR at 6%, a $3.2M house loan costs roughly $19,186/month P&I over 30 years. A $880K unit loan costs roughly $5,276/month. Jumbo loan structuring is critical above $3M.
Home Loan Services in Northbridge
First Home Buyers
Entry starts with units around $900K to $1.2M. First Home Guarantee allows 5% deposit, no LMI, up to $900K. Above $900K, profession-based LMI waivers become valuable.
Refinancing
On a $3.2M loan, a 0.5% rate cut saves $16,000/year. On $880K, $4,400. If your fixed rate expired or you have not reviewed in 2 years, you may be overpaying. A free rate review across 50+ lenders takes 20 minutes.
Investment Loans
Houses grew 8.5% in 12 months. Units at $1.1M with $1,100/wk median rent deliver 2.4% gross yield, typical for prestige North Shore. Capital growth is the primary return driver. We structure for max deductibility.
Self-Employed Borrowers
John specialises in alt-doc and low-doc lending for self-employed borrowers in Northbridge. Whether you are a business owner, sole trader, or contractor, we know which lenders assess income flexibly and how to present your application for the strongest result.
Suburb Profile, Northbridge
Northbridge (2063), Lower North Shore, ~5,500 pop. Predominantly freestanding houses on leafy streets. Northbridge Baths, Sailors Bay, and harbour foreshore reserves. Bus to CBD 20min. Schools include Northbridge Public and Cammeray Public catchment. Close to Willoughby shopping and dining.
