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Mortgage Broker Rodd Point

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Rodd Point Market, June 2026

Median house$3.60M
12-month growth+9.1%
Median rent (house)$1,400/wk
Gross yield1.9%
Rodd Point Property Market

Market data: June 2026 (CoreLogic) · Page reviewed: October 2026 · Reviewed by John Pierre Saliba, Director and Mortgage Broker, MFAA Accredited

Market Snapshot, June 2026

Rodd Point (2046) · Canterbury-Bankstown · Population ~2,800

Median House Price
$3.60M
+9.1% annual
Median Weekly Rent
$1,400/wk
1.9% gross yield

Data sourced from CoreLogic/Cotality, realestate.com.au, domain.com.au and ABS. Market data as at May 2026; page reviewed October 2026.

Your Local Rodd Point Mortgage Broker

Lend & Loan is a top-rated mortgage broker in Rodd Point with 80+ five-star Google reviews. We compare 50+ lenders for free to find the best home loan for your situation. Whether you are a first home buyer, investor, self-employed, or refinancing in Rodd Point ($2.6M median), John Pierre Saliba (MFAA accredited, ACL 511092) provides a personalised, obligation-free service. Call 02 8046 3933.

Whether you are buying your first home, upgrading, investing, or refinancing in Rodd Point, Lend & Loan compares 50+ lenders to find the loan that fits your situation, completely free.

John Pierre Saliba has 10+ years' experience in mortgage broking across Sydney, with deep knowledge of the Inner West region. He understands which lenders favour this area, how to structure loans for maximum borrowing power, and how to navigate complex situations like self-employment, LMI waivers, and family guarantee lending.

John's lending insight: Rodd Point

Rodd Point is a premium Inner West pocket with houses around $2.6M, offering waterfront living along Iron Cove. The Bay Run, one of Sydney's most popular walking and cycling circuits, wraps around the suburb. This is a tightly held, owner-occupier dominated market where properties rarely come to market. For buyers, securing pre-approval quickly is essential as quality listings move fast.

Home Loan Services in Rodd Point

First Home Buyers

With a median house price of $2.6M, Rodd Point houses are well above the $900K First Home Guarantee threshold. Units around $850K may sit within the cap for eligible buyers. Given the premium price point, first home buyers in Rodd Point typically require substantial deposits or family guarantee support. Lend & Loan can structure the best possible arrangement across 50+ lenders.

Refinancing

Based on the median house price of $2.6M in Rodd Point, monthly repayments on an 80% LVR loan at 6% P&I over 30 years would be approximately $12,472. If your fixed rate has expired or you have not reviewed your loan in the past two years, a free rate comparison across 50+ lenders could save thousands annually.

Investment Loans

Houses at $2.6M with median rents of $950/wk offer a 1.9% gross yield. While yields are lower, Rodd Point benefits from exceptional capital growth driven by scarcity, waterfront appeal, and Inner West desirability. We structure loans for maximum tax deductibility and long-term wealth building.

Self-Employed Borrowers

Rodd Point attracts professionals and business owners drawn to its premium lifestyle. John specialises in alt-doc and low-doc lending for self-employed borrowers, sole traders, and contractors. We know which lenders assess income flexibly and present your application for the strongest result.

Suburb Profile: Rodd Point

Rodd Point (2046) is in the Inner West LGA, approximately 9km west of the Sydney CBD. With a population of around 2,800, it is a small, premium residential suburb situated on Iron Cove in Sydney Harbour.

The suburb features a mix of Federation, Art Deco, and contemporary homes, many with water views or proximity to the foreshore. The Iron Cove Bay Run passes through the suburb, making it popular with runners and cyclists. Rodd Point has a quiet, village-like atmosphere despite its proximity to Five Dock and Drummoyne.

Demographics

  • Population: ~7,500
  • Owner-occupier: ~72%
  • Investor-owned: ~28%
  • Housing mix: predominantly detached houses with some semi-detached and townhouses

Schools

Russell Lea Public School and Five Dock Public School are nearby primary options. Domremy Catholic College and Rosebank College provide private secondary education in the area. Several other Inner West schools are easily accessible.

Transport

Rodd Point is serviced by bus routes connecting to the CBD in approximately 20 minutes. The suburb is close to the City West Link and Victoria Road for road commuters. Five Dock and Drummoyne are nearby for additional transport options.

Lifestyle

Rodd Point offers a premium waterfront lifestyle centred around the Iron Cove Bay Run. Residents enjoy walking, cycling, and kayaking along the foreshore. Five Dock's Great North Road provides dining, cafes, and retail, while Birkenhead Point outlet centre is a short drive away.

Rental Market

  • Median house rent: ~$950/wk
  • Median unit rent: ~$550/wk
  • Vacancy rate: approximately 1.3%

Free Tools

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Our Services

Every Loan Type Covered

Home Loans

Owner-occupier loans across 50+ lenders. The right rate, features, and structure.

First Home Buyer

5% deposit schemes, $10K FHOG, stamp duty exemptions, guarantor loans.

Refinancing

Free rate review, compare your current loan against 50+ lenders in 20 minutes.

Investment Loans

Interest-only, equity release, portfolio structuring for Sydney investors.

SMSF Loans

LRBAs for residential and commercial property. Tax-effective when structured right.

Self-Employed

Low-doc, alt-doc, BAS-based assessment. Banks say no, we find who says yes.
Local Expertise

Who Is the Best Mortgage Broker Near Rodd Point?

The honest answer is that it depends on your scenario, but every good broker serving Rodd Point passes the same six checks. In a market where the median house sits around $2.6M, the difference between an average loan and the right one is real money every month. Check the licence on ASIC's register, confirm MFAA or FBAA accreditation, ask how many lenders are genuinely on the panel, get the comparison in writing, and read reviews you can verify.

Measured against that checklist: Lend & Loan is MFAA accredited under Australian Credit Licence 511092 (verifiable on the ASIC register), compares 50+ lenders, holds 81 five-star Google reviews, and John Pierre Saliba has settled more than $700 million in lending across his brokerages. John personally handles Rodd Point scenarios along with Russell Lea, Five Dock, Wareemba and surrounds, by phone or video at times that suit you, and the service costs you nothing because the lender pays on settlement.

Could You Refinance Your Rodd Point Property for a Better Deal?

If your Rodd Point property has grown in value, you may qualify for a lower pricing tier, a sharper rate, or a cash-out for renovations or investing. John runs the full comparison across 50+ lenders for free and manages the whole switch, subject to lender assessment.

Refinancing guide Settled deals Check eligibility in 60 seconds
FAQs

Buying in Rodd Point: Common Questions

What is the median house price in Rodd Point?
The median house price in Rodd Point (2046) is approximately $2.6M. Annual growth has been approximately 4.8% for houses. Source: CoreLogic/Cotality, reviewed May 2026. Contact Lend & Loan for current market advice.
How much deposit do I need to buy in Rodd Point?
For a $2.6M house: 20% = $720K, 10% = $360K, 5% = $180K. Units and townhouses under $900K qualify for the First Home Guarantee scheme, allowing a 5% deposit with no LMI.
Is Rodd Point a good area for property investment?
Rodd Point is a premium, capital-growth focused investment. While gross yields are moderate at 1.9%, the suburb's waterfront position, scarcity of listings, and strong Inner West demand drive consistent long-term appreciation. Houses rent for approximately $950/wk.
What is the Bay Run?
The Bay Run is a 7km walking and cycling path around Iron Cove, one of Sydney's most popular recreation circuits. It passes directly through Rodd Point and is a major lifestyle drawcard for the suburb and surrounding areas.
Is using a mortgage broker free?
Yes, 100% free. We are paid a commission by the lender when your loan settles. There are no upfront fees, no consultation fees, and no hidden charges. Under the Best Interests Duty, we are legally required to recommend the loan that is best for you.
Can I get a home loan with a small deposit in Rodd Point?
Yes. Units and townhouses under $900K qualify for the First Home Guarantee (5% deposit, no LMI). Family guarantee loans allow purchases with as little as 0% personal deposit. Lend & Loan can assess your situation and find the most suitable option across 50+ lenders.
Who is the best mortgage broker near Rodd Point?
Judge any broker serving Rodd Point on verifiable facts: an Australian Credit Licence you can check on the ASIC register, MFAA or FBAA accreditation, a genuine multi-lender panel, and reviews you can read. Lend & Loan is MFAA accredited under ACL 511092, compares 50+ lenders, holds 81 five-star Google reviews, and John Pierre Saliba personally reviews every Rodd Point scenario at no cost to you.
Can I refinance my home loan in Rodd Point?

Yes. John refinances loans for Rodd Point homeowners regularly, comparing 50+ lenders to find a sharper rate, a cash-out, or both. The service is free because the lender pays on settlement, and everything is handled by phone or video at times that suit you.

How much could Rodd Point homeowners save by refinancing?

It depends on your balance and current rate, but as a guide, a 0.50% rate cut on a $600,000 loan saves about $181 a month, roughly $2,175 a year. With Rodd Point property values where they are, many owners also unlock equity at the same time. John runs your exact numbers for free.

Do you handle cash-out refinances in Rodd Point?

Yes. If your Rodd Point property has grown in value, a cash-out refinance can release equity for renovations, investing or consolidating debt, subject to lender assessment. John settled several large cash-out refinances across Sydney in 2026 and publishes anonymised examples on the settled deals page.

How much does it cost to refinance?

Typical switching costs run from about $700 to $1,200, covering discharge fees, government registration and a new application. On a $600,000 loan, a 0.50% rate cut saves about $181 a month, so most Sydney refinances recover their costs within three to nine months.

Ready to Find Your Rodd Point Home Loan?

Free consultation. 50+ lenders compared. Personal response from John.

Book Free Consultation 02 8046 3933
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